Payments are getting smarter, faster, and more automated, but the stakes are still deeply human. I sit down with Gunita Bindra, CRO of Paymode New Business Development at Bottomline, to talk about what it takes to lead in fintech when AI is reshaping how decisions get made and how money moves.
Along the way, Ganita shares her path from computer science in India to roles in software engineering, solution consulting, product management, and now leading sales and partnerships in the B2B payments world.
We explore what “the future is human” means when technology can feel like it’s in the driver’s seat. Gunita lays out why leaders in payments need to embrace change while building for enduring excellence, not just short-term success. We also get practical about the customer experience behind every transaction: how product-minded empathy shows up in sales conversations, why understanding small business payment pain matters, and how transparency turns into trust when your platform can clearly explain where a payment is, why it’s there, and what happens next.
Then we look forward at agentic commerce and the idea of payments that can route themselves with humans still in the loop. Gunita offers a grounded take on job evolution, the skills that stay valuable, and the mindset shift leaders need right now. We close with direct advice for women entering payments and fintech: network early, ask for what you want, build a business case, and learn negotiation without apology.
