Almost 4 billion people worldwide have no access to credit – and yet, billions of those people have smartphones. At Prosperas, we use behavioral metadata from smartphones to create an alternative to a traditional credit score.
Our mission is to make the world flat and frictionless for credit by connecting consumers and lenders using the power of mobile phones. We enable lenders to reach new populations, reduce defaults, and combat fraud while giving millions of responsible people access to credit for the first time.
In addition to our scoring product, we have partnered with the largest telco in Latin America and created a credit marketplace for their SuperApp that will reach 144 million users quickly and ultimately their entire 300 million user base.
CEO, David Conrad Rocha, believes that this technology has the potential to revolutionize how the developing world applies for credit. David, who is originally from Mexico, is a gregarious and lively speaker. He has 20 years of experience in the tech space in the US and Latin America and would be able to provide expert commentary on financial inclusion, the power of mobile banking and many other fintech related topics.
We are proud to be a winner of the Santander Global X Challenge for innovative startups. We are also finalists in two upcoming competitions: UNICEF Innovation Grant and Mastercard Global Start Path, and are also applicants in Inclusive FinTech 50 global competition and Visa Everywhere.